What is the T-Cash Card 2025?

The T-Cash Card 2025 is a government-issued smart card designed to make everyday life easier in Punjab. Cardholders enjoy free travel on participating buses and metro lines, cashless shopping at verified partner stores, and convenient ATM withdrawal options. The program targets students, government employees, and eligible low-income households.

Key Benefits

  • Free Public Transit

    Unlimited or subsidized rides on participating buses and metro services for eligible cardholders, reducing daily commuting costs.

  • Cashless Shopping

    Pay securely at partner retail stores and marketplaces without carrying cash — instant settlements and exclusive discounts.

  • ATM Access & Withdrawals

    Use the card for easy ATM withdrawals where permitted, combining transit convenience with basic banking access.

  • Discounts & Offers

    Special merchant discounts, seasonal offers, and priority services for registered cardholders.

  • Online Management

    Apply online, lock the card if lost, check transaction history, and top-up via secure channels.

  • Targeted Support

    Designed for students, low-income families, and public-sector employees to improve mobility and economic inclusion.

Who is Eligible?

T-Cash Card 2025 is aimed at:

  • Students enrolled in registered educational institutions across Punjab
  • Government and designated public-sector employees
  • Low-income households who meet the program's means-testing criteria
  • Other groups designated by provincial policy (e.g., persons with disabilities)

Eligibility verification typically requires national ID, proof of enrollment/employment, or household income documents. Exact criteria and documentation are provided on the official application portal.

How to Apply — Step by Step

  1. Visit the official portal — the secure application page for T-Cash Card 2025.
  2. Create an account — register with your valid CNIC and a working mobile number or email.
  3. Complete the form — fill in personal details and select your eligibility category (student, employee, low-income).
  4. Upload documents — CNIC, enrollment/employment proof, and any income documents required.
  5. Verification — authorities verify details; you’ll get status updates via SMS or email.
  6. Card issuance — once approved, your T-Cash Card will be dispatched to your provided address or pick-up centre.
  7. Activate & Use — activate online or at a kiosk, then use it on buses, metro, partner shops, and ATMs (where supported).

Apply Online Now

Security & Privacy

Security is central to T-Cash Card 2025. The program uses:

  • EMV-style smart card technology for secure chip-based transactions.
  • Two-factor verification on the portal (password + OTP) for account actions.
  • Card locking via the portal or helpline if lost/stolen to prevent misuse.
  • Encrypted data storage and handling consistent with provincial digital-security policies.

Always report a lost card immediately and never share your PIN or OTP with anyone.

Partner Network & Supported Services

The T-Cash ecosystem includes:

  • Buses and metro lines participating in the provincial transport scheme.
  • Retail partners and supermarket chains accepting T-Cash payments.
  • Designated ATMs and bank partners supporting withdrawals and top-ups.
  • University & workplace kiosks for campus or staff card distribution and recharge.

For a current list of partner stores and stations, refer to the official partner map on the program website or app.

FAQ — Frequently Asked Questions

Q: Is the T-Cash Card really free?
A: The card is issued free for approved categories; transit rides and discounts depend on the eligibility bracket and program rules.
Q: Can I use T-Cash for purchases online?
A: Cashless shopping is available at partner merchants — online acceptance varies by merchant; check merchant terms.
Q: What if my card is lost or stolen?
A: Immediately lock the card via the portal or call the T-Cash helpline. You can request a replacement card following identity verification.
Q: Are there fees for ATM withdrawals?
A: ATM fee policies depend on the banking partner and the card variant. Some withdrawals may be free for certain eligibility groups; verify in the terms.
Q: How do I top up my T-Cash Card?
A: Top-ups can be performed online through the portal/app, at partner kiosks, or at selected bank branches/ATMs.

Contact & Support

For application help or support, use the official channels:

Keep your CNIC and supporting documents ready to speed up verification.

Helpful tip: Save the T-Cash helpline number in your phone and activate SMS alerts on your account to track transactions in real-time.